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San Diego Real Estate, Homes for Sale and Short Sales

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San Diego, California REALTOR San Diego MLS (Multiple Listing Service)

 

Certified HAFA Specialist, San Diego, California

 

 

 

San Diego Short Sales, Short Pays, Pay Offs

Welcome to iSanDiegoShortSales, the Short Sale division of iSanDiegoRealEstate. Need to sell a home due to a financial hardship?  We can help! We also have a Certified HAFA Specialist ready to answer any of your questions.

How would you like to receive $3000 after your successful short sale?  It's true! This is a government sponsored program called HAFA (Home Affordable Foreclosure Alternatives). To add to that, unlike in a traditional short sale where it could take months to get a response from the bank(s), HAFA promises a bank response time of just 10 days! To see if you qualify for this incredible program, please Click Here.

One of the key persons in doing a successful short sale is the short sale negotiator and we have the best in the nation! Our negotiator has done over 10,000 short sales!!!  She has also saved other short sales that other negotiators could not complete, thereby saving the seller from foreclosure.

Here is a list of what we can do for you:

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Market your Home to Sell Very Quickly!

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Negotiate the Best Price for your Home

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Help you Avoid Foreclosure and Bankruptcy

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Help Minimize Credit Damage

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Help Eliminate Mortgage Debt

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Relieve most of the Stress so you can Move On

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Do All of this at No Cost to You!

                      ALL SUBJECT TO LENDER APPROVAL.

Find out all your options by giving us a call, send a Text Message or for a FREE, no obligation consultation.

(619) 890-7447  or    

What is a Short Sale?

(Also called "Short Pay" or "Pay Off") When a lender allows the sale of a home and the net proceeds to the lender at close of escrow are not enough to cover the seller's mortgage obligations it is considered a ‘short sale’. The lender also agrees to forgive the difference to avoid foreclosure. This includes closing costs such as escrow and title fees, termite, property taxes and real estate commissions. The seller is not willing or unable to cover some or all of the difference. The seller must be in a financial hardship for the lender to approve the short sale.

Here are some other questions you might have:

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Why is it better to do a short sale than a foreclosure?

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What is required to do a short sale?

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How long does it take to do a short sale?

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What is a financial  hardship?

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What happens if I have two loans?

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What is a non-recourse loan and why is that important?

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What are the tax liabilities after a short sale?

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What is a deficiency judgment and why is that important?

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When do I move out?

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Why is a lender willing to do a short sale?

To find out the answers to these questions and others, definitions and explanations please see our FAQ page.

Do you qualify for a short sale? The 5 Things Not To Do when you cannot afford your home any longer due to a financial hardship. You do have options besides a short sale or foreclosure.

Successful Short Sales

7115 Calabria Ct. #D
San Diego, CA 92122
$545,000


 

17306 Ralphs Ranch
San Diego, CA 92127
$702,000


 

8924 Westmore
San Diego, CA 92126
$334,000

NOTICE:  The information provided is for general reference only and is not to be construed as tax or legal advice. Consult your income tax preparer and/or attorney for specific details regarding your individual situation.
 

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